How to Open Sukanya Samriddhi Account Form Download ,Documents

by

Sukanya Samriddhi Account Opening Form Download | How to Open SSY Account Online, Documents Required | Sukanya Samriddhi Account Interest Rate and Online Payment | Open Sukanya Samriddhi Account Online

In many cities the parents can not afford much money specially for their children specially girls, so that the Government has announced the Sukanya Samridhi Yojana. This is basically account based yojana where the parents can save the money for their child specially girls. This program is basically designed to save money for future of all the girls. To know more about the yojana, individuals are required to read this article till the end, here you will all the details about the procedure to apply,Open Sukanya Samriddhi Account & the benefits, eligibility, features and so many other information also.

Sukanya Samridhi Yojana 2022

We know the conditions of the girls in many states where so many people see their girl child as a burden and they just do not take a good care of girls the way they should. Here is the reason the government has announced Beti Padhao, Beti Bachao years ago, and it was actually a so beneficial. And the Sukanya Samridhi Yojana is also created for girls, parents can open a account and save money for their education or marriage, because it is difficult for some parents to collect so much money for their children on the time of admission or marriage. This yojana is more beneficial for all the parents. This scheme will also provide income tax benefits and so many other benefits too.

Sukanya Samridhi Yojana Open Sukanya Samriddhi Account

A depositor can open an account only in the name of the girl. the supervisor can open two accounts for a maximum of two girls. From the time a girl is born until she is 10 years old, her natural or legal guardian can open an SSY account in her name. In the case of twin births, second births or three girls from the first birth, a third account can be opened in the name of a girl.

Characteristics Of Sukanya Samridhi Yojana

  • The minimum deposit of SSY account is 250 rupees. The maximum that can be deposited into any SSY account in a single year is Rs 5 lakh. The total amount of deposits is not subject to any restrictions, both monthly and annually basis.
  • In Section 80C, tax benefits are given for annual deposits up to Rs.5 lakh. Deposits can be made to the SSY account up to the end of 15 years from the opening of the account.
  • At the end of the 21-year term of the account, it becomes due. The girl receives the remaining amount of the SSY along with interest by filing an application and documenting her identity, residency and citizenship.
  • Deposits can be made to the SSY account up to the end of 15 years from the opening of the account. An SSY account offers an annual interest rate of 7.6 percent (effective from July 1, 2021 and ending September 30, 2021).

Required Documents to Open Sukanya Samriddhi Account

  • Passport Size Photo Of girl Child
  • Birth Certificate
  • Address Proof
  • Parents ID

How to Open Sukanya Samriddhi Account

If you want to Open Sukanya Samriddhi Accountthen you must have to follow the steps below.

  • First you need to Go to the bank or post office where you want to open the account.
  • Fill out the application form with the required information and attach the supporting documents.
  • Pay the deposit by cash, check, or money order.
  • The sum can vary from Rs.200 to Rs.5 lakhs.
  • Your request and payment will be processed by the bank or post office.
  • Your SSY account will be opened after processing.
  • A passbook is created for this account to show the beginning of the account.

How to Open Sukanya Samriddhi Account

  • If you want to fill the SSY Account then you need to follow the steps below.
  • First you need to Go to the bank or post office where you want to open the account.
  • Give the account number of a savings account you already have with the post office.
  • Under “To Postmaster,” include the post office and mailing address.
  • The applicant’s picture should be inserted on the right. Write the applicant’s name under “I/We” and Sukanya Samriddhi Yojana in the space after.
  • Skip the information in the box as it applies to new order savings accounts only.
  • Check the appropriate account type in the “Account Holder Type” field.
  • Ask the postal workers for help to determine this.
  • The Account Type field is no different.
  • Also indicate how much money you want to put into the newly created SSY. Invoice. Enter the amount in letters and numbers.
  • Select the payment method, e.g. B. Cash, check or DD.
  • Write the number and date on any check or money order.
  • Complete the table with the requested information, including applicant’s name, gender, Aadhaar number, PAN, address, and other information.
  • At the bottom of page 1, applicants must sign to confirm that they have read and approved the entire document.
  • If you wish to create standing instructions for SSY account payment, please provide details in
    section 5 on page 2.
  • To confirm that no other SSY accounts have been created in the depositor’s name, check the box next to SSA.
  • Make the signature after adding the date.
  • Fill out the nomination information.
  • If the applicant is illiterate, seek the signature of two witnesses. include the date, place and name of the signer at the end of the nomination section.

Where can You Register Sukanya Samriddhi Account

Applicants can register Only in Banks that are participated in this SSY Programme.some of the banks are.

  • Punjab and Sind Bank
  • Bank of Baroda
  • Canara Bank
  • Bank of India
  • Bank of Maharashtra
  • Corporation Bank
  • Central Bank of India
  • Indian Overseas Bank
  • Dena Bank
  • Indian Bank
  • UCO Bank
  • Syndicate Bank
  • United Bank of India
  • Punjab National Bank
  • Union Bank of India
  • Oriental Bank of Commerce
  • IDBI Bank
  • Vijaya Bank
  • State Bank of India
  • Allahabad Bank
  • Andhra Bank
  • Axis Bank
  • ICICI Bank

How to Pay Online to Open Sukanya Samriddhi Account

If you want to pay online in to Apply in SSY Account then you have to follow the steps below.

  • First you need to Transfer money from your bank account to the IPPB account.
  • In the IPPB app, under PDO Products, select the Sukanya Samriddhi Yojana account.
  • Enter the DOP Client ID and your SSY account number.
  • Choose the duration of the installments and the amount of the payment.
  • Once the payment routine has been set up correctly, IPPB will let you know.
  • You will receive a notification every time the app sends money.

Which Bank Gives Best Offers to Open Sukanya Samriddhi Account

Some of the banks that give various types of offers to open a SSY Account are written below.

  • Bank of Maharashtra
  • Corporation Bank
  • Central Bank of India
  • Indian Overseas Bank
  • Dena Bank
  • Indian Bank
  • UCO Bank
  • Syndicate Bank
  • United Bank of India
  • Punjab National Bank
  • Union Bank of India
  • Oriental Bank of Commerce
  • State Bank of India
  • Allahabad Bank
  • Andhra Bank
  • Punjab and Sind Bank
  • Bank of Baroda
  • Canara Bank
  • Bank of India
  • IDBI Bank
  • Vijaya Bank
  • Axis Bank
  • ICICI Bank

How does Sukanya Samriddhi Yojana Work

  • You must meet certain requirements, e.g. B. the cost of the girl’s college education or the bride’s wedding cost to claim early or withdraw.
  • You must submit the completed withdrawal form and your SSY account savings book to the bank or post office where the account is held.
  • You can terminate the account early and be entitled to your deposit money for the following
    reasons
  • if five years have passed since opening the account
  • On the death of the account holder.
  • A condition that could be fatal for AC owners.
  • The guardian who managed the account passed away.

Leave a Comment