PMAY Pradhan Mantri Awas Yojana Urban :- The central government officially launched the Pradhan Mantri Urban Awas Scheme on 25 June 2015.The purpose of launching this scheme was to make a pucca house available to everyone. Under the Pradhan Mantri Awas Yojana, a goal has been established Under this objective, it was stated that by 2023 it is the goal to have homes for everyone in urban regions. In the post we give you every information regarding this scheme such as objective, eligibility criteria, benefits, required documents and applying procedure.
Har Ghar Tiranga Certificate Download With Name
Table of Contents
PMAY Urban Pradhan Mantri Urban Awas Scheme 2023
The government has introduced the PM Awas Yojana as a welfare program for the nation’s underprivileged residents. By doing this, it will be possible to guarantee that the impoverished residents of kutcha homes will have access to pucca houses by the year 2023. Pradhan Mantri Shahri Awas Yojana’s goal was established till 2022. But the Central Government was responsible for expanding this scheme. By December 2023, every person will have a house due to the scheme.
Under this scheme, a pucca house will be provided to the economically disadvantaged sectors. The housing may be up to 30 square meters in size. After consulting with and receiving approval from the Ministry, States and Union Territories may also be granted an exemption to expand the size of the residence. The government will give the Economically Weaker Section EWS and Low Income Group LIG a 6.5% interest subsidy. 2 On house loans received by qualifying beneficiaries for a length of 20 years under the Credit Linked Serviced Scheme (CLSS), 4% for Middle Income Group (MIG-I) and 3.3% for Middle Income Group (MIG-II).
Overview of PMAY Urban Pradhan Mantri Urban Awas Scheme 2023
Objective of PMAY Urban Pradhan Mantri Urban Awas Scheme 2023
The main goal is to give low income people and those from economically disadvantaged households access to their own pucca house. In order to help individuals who are unable to afford to build a pucca house, the bank offers low interest loans and subsidies to the needy as part of PMAY.
Benefits of PMAY Urban Pradhan Mantri Urban Awas Scheme 2023
The list of benefits is given below:
- Under the Pradhan Mantri Awas Yojana application, the national government seeks to give pucca houses to families that are economically disadvantaged.
- The PM Awas Yojana Affordable Housing Scheme provides both a housing loan and a subsidy.
- A subsidy of Rs.2.67 lakh is offered under the Pradhan Mantri Awas Yojana 2023 for house loans.
- Under this scheme, the recipient may borrow the full amount but he will only get subsidies on set amounts.
- Credit linked subsidies and classes are also provided to the recipient upon the first home’s construction under the PM Awas Yojana Affordable Housing Scheme.
eligibility criteria
- The applicant must reside in India permanently.
- Applicants for the Pradhan Mantri Awas Yojana 2023 must be older than 18 years old.
- People from low income families shouldn’t work.
- Any other government housing program should not be utilized by the beneficiary’s family.
- The family making the application should not own a home.
Required Documents
The list of required documents is given below:
- Passport Size Photograph
- Aadhaar Card
- PAN Card
- Caste Certificate
- Birth Certificate
- Voter ID Card
- Bank Account Details
- Ration Card
- Mobile Number
Applying Procedure of PMAY Urban Pradhan Mantri Urban Awas Scheme 2023
- First you have to visit the Official Website of PMAY Urban.
- The homepage will appear on your screen.
- Login to the Official Website.
- Select the Slum Dwellers or Benefits Under 3 Components under citizens assessment.
- Enter your Aadhaar Number and the Name.
- Your Aadhaar data will then be verified by the system.
- Enter all the required details.
- Enter the captcha code.
- Click on the submit button to complete the application process.
Applying Status Procedure of PMAY
- First you have to visit the Official Website of PMAY Urban.
- The homepage will appear on your screen.
- Click on Track your Assessment Status under the citizens assessment.
- A new page will open on your screen with two options such as:
- By Assessment/Application ID
- By Entering your Name, Father Name and Registration Mobile Number.
- You have to select one of the options.
- Enter all the details.
- Click on the search button.
- The application status will appear on your screen.