New Swarnima Scheme For Women:- was established for the benefit of women by the National Backward Classes Finance and Development Corporation (NBCFDC). Term loans will be made available to female company owners that belong to the program’s target demographic backward classes. The system is put into place by the nodal agency, State Channelizing Agency (SCA). In this article you get every information regraid this New Swarnima Scheme For Women such as objective, eligibility criteria, required documents, benefits and applying procedure.
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New Swarnima Scheme for Women 2023
The Department of Social Justice and Empowerment, Government of India has been in charge of the New Swarnima Yojana. Under this program, the National Scheduled Castes Finance and Development Corporation (NSFDC) offers low interest loans up to Rs.2,00,000 to help empower women. So that a growing number of women can use lump sum loans to engage in self employment related activities. We would like to inform you that women would only be required to pay 5% interest per year on Swarnima loans under the New Swarnima Scheme 2023.
Karnataka Sandhya Suraksha Yojana
Only women from lower socioeconomic classes will receive benefits under the new Swarnima Yojana. It is required of you to repay the loan within a maximum of 8 years if a woman receives a loan of Rs.2,00,000 under this scheme. Assistance is given in a number of industries including small business, artisanal and traditional occupations, technical and professional trades/courses, transportation and services.
Overview of New Swarnima Scheme for Women 2023
Objective of New Swarnima Scheme for Women 2023
The primary objective of this scheme is that the Indian government aims to help women from lower socioeconomic classes by offering low interest lending options. Because women may simply take advantage of the loan facility and begin their own self employment when it is offered to them at a cheap interest rate.
Benefits of New Swarnima Scheme for Women 2023
The benefits of this scheme is given below:
- The scheme will be beneficial to all women from the nation’s lower socioeconomic classes.
- Backward class women will be able to benefit from this scheme and become independent and empowered.
- A loan of Rs.2,00000 will be given to qualified women for their businesses.
- On this loan, there will only be a 5% yearly interest charge.
- You will have eight years to pay back the loan you obtained under the New Swarnima Loan Scheme.
- The New Swarnima Yojana offers loans of up to 2 lakhs to women who lack the capital to launch a company.
eligibility criteria
- The applicant must be a woman.
- Only women business owners from disadvantaged backgrounds are eligible to apply for this scheme.
- The applicant’s age must fall between 18 and 55.
- An application must be submitted by an entrepreneur.
- The applicant’s household must have a yearly income under 3 lakh.
Required Documents
The required documents of this scheme is given below:
- Passport Size Photograph
- Aadhaar Card
- Ration Card
- Caste Certificate
- Domicile Certificate
- Address Proof
- Mobile Number
Application Procedure of New Swarnima Scheme for Women 2023
- First you have to go to your nearest SCA office.
- Get the application form for swarnima scheme for women from the concerned officials.
- Fill all the required details in the form.
- Explain your requirements, your preferred profession and any training needed.
- You have to attach all the necessary documents with the application form.
- Now submit this form to the concerned official of the SCA office.
- SCA will approve the loan after verifying the application.